Investment Bridge

Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. This is our recommended Checking account for the added benefits. Full Review
HSBC $750 Checking BonusGet a $750 Welcome Deposit for eligible new customers who open an account with qualifying activities.
Get a $350 Welcome Deposit for eligible new customers who open an account with qualifying activities.
Member FDIC.
Get up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase SavingsSM account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days. Full Review
Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 20 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. Full Review
Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account, enroll in paperless statements and complete 10 qualifying transactions within 60 days of account opening. Full Review
Open a new TD Bank Premier CheckingSM account online to earn a $300 bonus. Or, open a new TD Bank Convenience CheckingSM account online to earn a $150 bonus. Both offers have a direct deposit requirement. Full Review
With the Barclaycard Arrival® Plus World Elite Mastercard® you can earn 60,000 bonus miles after spending $5,000 on purchases in the first 90 days and paying the annual fee. Redeem toward qualified travel purchases and these 60K points will be worth $600. . Full Review
Earn 75,000 miles worth $750 each and every year with the Barclays Arrival® Premier World Elite Mastercard® when you spend at least $25,000 during the year. This card earns unlimited miles at the rate of 2 miles per $1 spent on all purchases. . Full Review
Open an online Money Market Account from CIT Bank (available nationwide) and earn a 1.85% APY rate on all balances. There’s no monthly service charge and the minimum opening deposit is just $100. Full Review
HSBC $750 Checking BonusThe HSBC Direct Savings account is available online, nationwide and is offering 2.01% APY. The minimum balance to earn this APY is just $1. There is no monthly maintenance fee, and you’ll have 24/7 online account access. Member FDIC.
Ally Invest has a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades for 90 days. Ally Invest is one of the best options for a low-cost stock broker. Full Review

Best Savings Accounts And High Yield Rates September 2018

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Do you need to find out which bank has the best Savings Account rates? Or, how about which has the best Money Market interest rates? Maybe you need a quick overview of the differences between the two types of interest-earning accounts to begin with.

We’ll go over all of these questions and help you find the best interest rates available.


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Savings Vs. Money Market Accounts

First things first, let’s go over what a Money Market account is (MMA for short). Most people have a pretty good idea of what a traditional Savings Account is.

The two are VERY similar, and most banks will offer both types of accounts. The table below will summarize the key similarities and differences.


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Similarities Differences
Both are simple and straightforward to open. Money Market accounts typically have more Checking-like features, such as electronic funds transfers, checks, debit cards and ATM withdrawals.
Both will be FDIC insured, keeping your deposits safe. Savings accounts generally only allow access to fund via electronic funds transfers, telephone withdrawals, or in-person withdrawals at a branch.
Both accounts will be limited on certain types of withdrawals per billing cycle (6 is the limit for these certain types by law). As you’ll notice below, Money Market accounts often require higher minimum balances to earn the rate.

While the minimum balance requirements may vary, most of the banks with the best rates keep the rates fairly competitive between their High Yield Savings and Money Market accounts. Also, it isn’t always the case that the Money Market account from the same bank will have better rates than its Savings account.

Aside from the interest rates, the other main deciding factor will be how you’ll need access to your funds (you’ll have more options with Money Market Accounts). A lot of people consider MMAs more a hybrid Checking/Savings account, with its limited Checking capabilities. Keep in mind, many banks limit you on the amount of check writing per month. Both a Savings and Money Market account are limited by the Federal Reserve on the total number of transactions a month.

Most consumers will choose a Money Market account for the flexibility of an emergency fund, and a Savings account for longer-term earnings. If all you’re looking for is an account to hold your savings and earn interest, simply choose the account with the best rates (assuming you can meet any minimum balance requirement).


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Where To Get The Best Interest Rates?

We’ve searched through all the best rates from credit unions, local/national traditional banks, and online banks. Credit unions and traditional banks operate via brick-and-mortar locations and accumulate more overhead costs. They simply can not compete with the rates provided by online banks.

Online banking is trending up and more consumers are taking advantage of the benefits. Most people just haven’t learned about the higher rates, or are just more comfortable with big local banks. In terms of deposit security concerns, remember that your deposits are FDIC insured from all the banks listed on this page. Most of these online banks have been around for years or decades, and many are actually just the online division of a bigger, established banking group. Once you start looking at the rates provided by internet-only banks, you’ll find they’re better with all accounts – Checking, CDs, IRAs, etc.

Even when taking into account the rates provided by credit unions and traditional banks, all the best rates available nationwide are from online banks. Down below, we’ve compiled the best Savings and Money Market accounts by category and also go over special promotions offered by several banks.


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Best Savings Accounts By Category

Besides the interest rates, there may be other factors that can influence your choice of Savings account. We’ll discuss below how certain banks specialize in particular areas.

Best Rate & Features: CIT Bank Savings (Available Nationwide)

CIT Bank is now offering one of the best rates at 1.55% APY on all balances (*see their Money Market account below for an even better rate). Previously their highest rate was capped at $250,000. The minimum opening deposit is only $100 and there are no fees open or maintain the account, which compounds interest daily.

Best Bonus: Chase SavingsSM

While the APY rate isn’t great, the Chase SavingsSM account usually has a great sign-up bonus that is very popular. Plus, they are the second biggest bank in the nation and offer a full range of services. There’s typically a $100-$150+ offer, where you’ll have to deposit a sum of money and maintain that balance for a specified amount of time required for the bonus. Get all the details with our Chase promotions review here.

*We keep an updated list of Savings Account bonuses here

Best Savings From A Major Bank: HSBC Direct Savings (Available Nationwide)


HSBC Bank is offering 2.01% APY. The minimum balance to earn this APY is just $1. There is no monthly maintenance fee, and you’ll have 24/7 online account access. Depositing checks is as simple as taking a picture with your mobile device using HSBC Mobile Banking. Member FDIC.

  • Earn 2.01% APY on all balance tiers
  • No monthly maintenance fee
  • Minimum balance to earn APY is $1
  • Apply online today
  • Move money quickly and access your funds using online transfers
  • Depositing checks is as simple as taking a picture with your mobile device using HSBC Mobile Banking
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Best High Yield Savings With ATM Access

Synchrony Bank consistently offers one of the highest rates with their Savings account, and it comes with the convenience of an ATM card. Get all the benefits on an online-only bank, with no monthly fee or minimum balance requirements. There’s also a rewards program where you can earn discounts on car rental, hotels, spas, etc.

All The Best High Yield Savings Account Rates

*Accounts below are all available nationwide

*Update History:
09/10/2018: HSBC Direct increases online Savings rate to 2.01% APY.
09/09/2018: Bank7 increases Savings rate to 2.05% APY. iGOBanking increases Savings rate from 1.00% APY to 1.90% APY. Alliant CU increases High Yield Savings rate from 1.75% APY to 1.80% APY.
09/03/2018: Radius Bank increases High Yield Online Savings rate to 1.96% APY.
08/31/2018: American Express increases Savings rate from 1.75% APY to 1.80% APY.
08/22/2018: Community Bank decreases rate on Premier Money Management account slightly to 1.72% APY.
08/15/2018: Marcus by Goldman Sachs raises Savings rate to 1.85% APY.
08/07/2018: Barclays increases Savings rate from 1.75% APY to 1.85% APY. FNBO Direct raises Savings rate from 1.75% APY to 1.85% APY. Alliant CU increases High Yield Savings rate from 1.70% APY to 1.75% APY.
08/04/2018: Popular Direct updates Savings rate to 2.00% APY. Community Bank raises Premier Money Management rate from 1.66% APY to 1.74% APY.
07/31/2018: Synchrony Bank raises Savings rate from 1.75% APY to 1.85% APY.
07/22/2018: Live Oak Bank raises Savings rate from 1.70% APY to 1.80% APY. Colorado Federal Savings Bank raises rates on High Yield Savings and Premier Savings accounts. Utah First CU increases Dedicated Savings rate to 2.00% APY.
07/18/2018: Discover raises Online Savings rate to 1.75% APY. Bank5 Connect increases Savings rate from 0.90% APY to 2.05% APY. HSBC Direct raises Savings rate to 1.80% APY.
07/15/2018: Quorum Federal CU raises HighQ Savings rate from 1.25% APY to 1.75% APY. Northpointe Bank decreases Ultimate Savings rate from 2.05% APY to 1.95% APY. Alliant CU increases High Yield Savings rate from 1.60% APY to 1.70% APY. SmartyPig raises Savings rate from 1.45% APY to 1.55% APY.
07/07/2018: Salem Five Direct raises eOne Savings account rate up to 2.05% APY.
07/03/2018: Barclays increases Savings rate to 1.75% APY. Ally Bank raises Online Savings rate from 1.60% APY to 1.75% APY.  American Express increases Savings rate from 1.65% APY to 1.75% APY. Sallie Mae raises Money Market rate to 1.90% APY and raises High Yield Savings rate to 1.75% APY.
06/29/2018: HSBC Direct increases Savings rate to 1.70% APY with a minimum balance of $1 to earn the stated APY.
06/28/2018: Sallie Mae raises High Yield Savings rate to 1.65% APY. Newtown Savings Bank increases their NSBiSavings account rates for balances of greater than $50,000.
06/24/2018: SmartyPig raises Savings rate from 1.40% APY to 1.45% APY. Incredible Bank increases Savings rate for balances $25k and above to 1.88% APY. 06/23/2018: Heritage Bank raises Savings rate for balances of $100,000 and up. Marcus by Goldman Sachs raises Savings rate to 1.80% APY.
06/19/2018: Discover raises Online Savings rate to 1.65% APY. FNBO Direct raises Savings rate to 1.75% APY. PurePoint raises Savings rate to 1.90% APY. SFGI increases Savings rate to 1.81% APY. Alliant CU increases High Yield Savings rate from 1.50% APY to 1.60% APY.
06/12/2018: American Express increases Savings rate from  1.60% APY to 1.65% APY. Synchrony Bank raises Savings rate from 1.65% APY to 1.75% APY. Discover Bank raises Savings rate to 1.60% APY. 
05/28/2018: American Express increases Savings rate from 1.55% APY to 1.60% APY.
05/24/2018: Utah First increases Dedicated Savings rate to 1.30% APY. Northpointe Bank increases Ultimate Savings rate to 2.05% for balances above $25,000. E*TRADE Bank’s online Savings account with a 1.50% APY added to the list. HSBC Direct increases Savings rate from 1.50% APY to 1.60% APY. Popular Direct updates Savings rate to 1.85% APY. Barclays increases Savings rate to 1.65% APY. 
05/21/2018: Marcus by Goldman Sachs raises Savings rate to 1.70% APY. Radius Bank increases High Yield Online Savings rate to 1.86% APY. 
05/20/2018: MutualOne Bank raises Online Savings rate to 1.81% APY. SFGI increases Savings rate from 1.51% APY to 1.61% APY.
05/15/2018: Amboy Direct raises Savings and Money market rate to 1.26% APY. Incredible Bank increases Savings rate for balances of $25k+ to 1.82% APY.
05/11/2018: Ally Bank raises Online Savings rate from 1.45% APY to 1.60% APY.
05/10/2018: Synchrony Bank raises their Savings rate from 1.55% APY to 1.65% APY. Alliant CU increases High Yield Savings rate from 1.45% APY to 1.50% APY. American Express increases Savings rate from 1.45% APY to 1.55% APY.
05/02/2018: Online Savings rate of 1.60% APY from Amalgamated Bank added.
05/01/2018: Goldwater Bank Savings rate added.
04/27/2018: Sallie Mae raises High Yield Savings rate to 1.55% APY.
04/25/2018: Radius Bank raises High Yield Online Savings rate to 1.50% APY. Marcus by Goldman Sachs raises Savings rate to 1.60% APY.
04/22/2018: PurePoint raises Savings rate to 1.75% APY. SmartyPig raises Savings rate to 1.40% APY. 
04/05/2018: Popular Direct raises Savings rate to 2.00% APY. Utah First Federal CU Savings rate of 1.25% APY added.
03/30/2018: Live Oak Bank raises Savings rate to 1.70% APY. Sallie Mae increases Hield Yield Savings rate to 1.45% APY.
03/25/2018: Incredible Bank raises Savings rate to 1.76% APY for balances of $25,000 and above
03/19/2018: Salem Five Direct raises eSavings rate to 1.85% APY
03/15/2018: FNBO Direct raises Online Savings rate to 1.60% APY
03/13/2018: Discover Bank raises Savings rate to 1.50% APY
03/09/2018: DollarSavingsDirect makes a big increase to 1.80% APY with their Savings account
03/07/2018: Popular Direct increases Savings rate to 1.65% APY
02/22/2018: Synchrony Bank increases Savings rate to 1.55% APY
02/21/2018: Sallie Mae gets rate increases for Savings and Money Market accounts
02/21/2018: Quorum Federal CU increases Savings rate to 1.25% APY
02/14/2018: MutualOne Bank’s Online Savings account with a 1.61% APY rate is added to the list
02/13/2018: Alliant CU raises Savings rate from 1.30% APY to 1.45% APY
02/13/2018: Ally Bank raises Savings rate to 1.45% APY
02/08/2018: Synchrony raises Savings rate to 1.50% APY
02/08/2018: PurePoint Financial raises Savings rate to 1.60% APY
02/06/2018: SFGI Direct raises Savings rate to 1.51% APY
02/06/2018: American Express raises Savings rate to 1.45% APY
01/31/2018: Alliant raises Savings rate to 1.30% APY
01/30/2018: Bank of Internet raises Savings rate to 1.30% APY
01/25/2018: Popular Direct raises Savings rates to 1.50% APY
01/24/2018: Barclays raises Savings rate to 1.50% APY
01/19/2018: Ally Bank raises Savings rate to 1.35% APY
01/19/2018: FNBO Direct increases Savings rate to 1.40% APY
01/19/2018: Discover Bank increases Savings rate to 1.40% APY
01/19/2018: Live Oak Bank increases Savings rate to 1.60% APY
01/18/2018: Barclays Savings rate increases to 1.40% APY
01/18/2018: Synchrony Savings rate increases to 1.45% APY
01/17/2018: Goldman Sachs Bank is now Marcus by Goldman Sachs. Online Savings rate has been updated.
01/04/2018: CIT Bank raises Premier High Yield Savings rate to 1.55% APY, which now applies to all balances
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Best Money Market Accounts By Category

Simply use our list below to find the best rates, but we’ll go over a few Money Market accounts that stand out in certain areas.

Best Rated Overall: CIT Bank (Available Nationwide)

Earn a great Money Market rate (1.85% APY) from a trusted bank with CIT. The minimum opening deposit is just $100 and you’ll be able to make deposits/transfers/withdrawals with this account (up to 6 of such transactions each month per federal regulation). CIT Bank’s Money Market account also works with People Pay, a free service that allows you to send money from your Money Market account to almost anywhere with an email address or mobile phone number.

Best For High Balances: BBVA Compass (Available Nationwide)

Some Money Market accounts have maximum account limits for earning the highest APY rate. The one from BBVA Compass is a good fit if you’re planning to maintain a very high balance. You can earn their highest interest rate (1.70% APY) on ALL balance amounts now (previously only applied to balances from $10,000 to $5 million), with their BBVA Compass ClearChoice MMA. Be sure that you can maintain a minimum $10,000 balance to waive the Monthly Fee. You can also set up a recurring $25 monthly transfer from a BBVA Compass Checking account to waive the fee also.

Lowest Minimum Deposit Required: Ally Bank & Sallie Mae (Available Nationwide)

Most Money Market Accounts with the best interest rates require a minimum opening deposit. Accounts from and allow you to open an account with as little as $1.

Best Money Market Account Rates

*Accounts below are all available nationwide

Update History:
09/02/2018: Capital One 360 raises Money Market rate from 1.75% APY to 1.85% APY.
08/31/2018: Capital One 360 raises Money Market rate from 1.75% APY to 1.85% APY.
07/31/2018: AbleBanking raises Money Market Savings rate from 1.70% APY to 1.85% APY. BankPurely raises Money Market rate from 1.70% APY to 2.00% APY. Synchrony Bank raises Money Market rate to 1.15% APY.
07/23/2018: Added Memory Bank’s Online Money Market 1.85% APY offer to list. iGOBanking increases Money Market rate from 1.70% APY to 2.00% APY.
07/18/2018: Discover Bank raises rates on Money Market account to 1.60%/1.65% APY. Capital One 360 raises Money Market rate from 1.60% APY to 1.75% APY.
07/16/2018: TIAA Bank raises Money Market rate from 1.50% APY to 1.60% APY.
07/05/2018: Northern Bank Direct decreases Money Market rate to 1.51% APY.
06/28/2018: Sallie Mae raises Money Market rate to 1.75% APY. 
06/25/2018: First Internet Bank raises Money Market rate to 1.36%/1.66% APY. 
06/19/2018: Northern Bank Direct raises Money Market rate to 2.26% APY. Discover Bank raises rates on Money Mark account to 1.50%/1.55% APY.
06/13/2018: Discover Bank raises rates on Money Market account to 1.45%/1.50% APY. 
06/01/2018: BBVA Compass raises online Money Market rate to 1.70% APY.
05/24/2018: CIT Bank raises Money Market rate to 1.85% APY. 
05/21/2018: Virtual Bank increases eMoney Market introductory rate to 2.01% APY.
05/20/2018: Community Bank raises Premier Money Management rate to 1.65% APY. Discover Bank raises rates on their Money Market account to 1.40%/1.45% APY. 
05/15/2018: EBSB increases Money Market special rate to 1.80% APY.
05/04/2018: Top Money Market rate from Investors Bank added to the list.
05/03/2018: BBVA Compass raises their online Money Market rate to 1.50% APY for all balances.
05/01/2018: Goldwater Bank Money Market rate added.
04/29/2018: Pacific National Bank raises online Money Market rate to 1.45% APY.
4/27/2018: Sallie Mae raises Money Market rate to 1.65% APY. Capital One 360 raises Money Market rate to 1.60% APY.
04/25/2018: First Internet Bank raises rates for Money Market account.
04/22/2018: EBSB raises Money Market rate to 1.57% APY for balances of $10,000 to $2,000,000.
03/31/2018: Community Bank increases Money Market rate to 1.50% APY. Virtual Bank offers a special eMoney Market rate guaranteed for 1 year at 1.77% APY. 
03/30/2018: iGOBanking raises Money Market rate to 1.70% APY. Sallie Mae increases Money Market rate to 1.55% APY. BankPurely adds a Money Market account with a 1.70% APY rate to its lineup.
03/14/2018: CIT Bank introduces their online Money Market account with a 1.75% APY rate
03/13/2018: Discover raises Money Market rates to 1.35%/1.40% APY
02/26/2018: First Internet Bank increases Money Market rates to 1.16% APY/1.41% APY
02/26/2018: California First National Bank decreases Money Market rate to 1.16% APY
02/23/2018: BBVA Compass raises Money Market rate to 1.40% APY
02/18/2018: Capital One 360 raises Money Market rate to 1.50% APY
02/06/2018: Nationally available Money Market account from Connexus Credit Union added to the list
02/01/2018: iGOBanking raises Money Market rate to 1.50% APY
01/30/2018: UFB Direct raises Money Market rate to 1.60% APY
01/22/2018: California First National Bank gets slight rate increase to 1.25% APY
01/18/2018: Synchrony Money Market rate increases from 0.85% APY to 1.05% APY
01/18/2018: Sallie Mae Money Market rate increases to 1.45% APY
01/18/2018: My eBanc raises Money Market rate to 1.50% APY
01/16/2018: Northern Bank Direct raises Money Market rate to 1.51% APY
01/15/2018: ableBanking raises Money Market rate to 1.70% APY to lead the market
12/18/2017: Discover Money Market rates increase to 1.15%/1.20% APY
12/18/2017: Sallie Mae Money Market rate updates to 1.32% APY
11/22/2017: Mutual Bank of Omaha raises Money Market rate to 1.00% APY
11/14/2017: Dime raises Money Market rate to 1.20% APY
11/02/2017: First Internet Bank increases Money Market rate for both tiers
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Online HSBC Direct Savings Rate Offer: 2.01% APY (Available Nationwide)

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

HSBC Direct is an internet only bank and does not have branch locations. They are the online division of HSBC Bank in the U.S., which is part of HSBC Group. HSBC Group is a worldwide network that covers 67 countries and territories, serving more than 38 million customers worldwide.

With the HSBC Direct online division, HSBC is able to provide much better rates with this Savings product.

*See HSBC bonus offers here for their physical bank locations.

I’ll review the current Savings offer below.

Online HSBC Direct Savings Rate Offer: 2.01% APY

The HSBC Direct Savings account is available nationwide and you can only apply online.

  • Earn 2.01% APY on all balance tiers
  • No monthly maintenance fee
  • Minimum balance to earn APY is $1
  • Apply online today
  • Move money quickly and access your funds using online transfers
  • Depositing checks is as simple as taking a picture with your mobile device using HSBC Mobile Banking
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Why The HSBC Direct Savings Is A Good Option

Being one of the largest banking institutions worldwide, you can trust your investment is in reliable hands and FDIC insured.

In terms of customer service, you’ll have Live Chat assistance with 24/7 online account access. Just as with other top banks, you’ll have access to a mobile banking app where you can deposit checks with your smartphone.

In your online account, you’ll also have access to a variety of tools for organization, setting goals, and tracking your progress.

The HSBC Direct Savings is available online and anyone in the U.S. can apply with the following requirements:

  • You must be 18 years of age and have a Social Security Number
  • Current U.S. residential address and a U.S. residential address for the past three years
  • Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
  • Account information for funding your new account

Facts You Should Know

The HSBC Direct Savings account is a very good online Savings account option, but be sure you read all the terms and disclosures to be fully informed. A few details to be aware of:

The Incoming Wire Transfer Fee $15 Per Incoming Transfer
Rate Compounding Period Monthly
Interest Is Credited Monthly
Maximum Daily Online Limit $350,000
Maximum Account Balance $2,000,000
Account Closing Fee $25 If Your Account Is Closed Within 180 Days Of Opening

*

Compare Top Savings Accounts

See the nation’s best Savings rates here. CIT Bank and BBVA Compass also have good rates for their Savings/Money Market accounts. Also, be sure to see the current Savings bonus offers, including a good one from Chase Bank.


Alliant Credit Union Checking, Savings, CD Promotions & Offers

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Find the latest promotions, offers, and updated rate information for Alliant Credit Union here.

Alliant Credit Union is based in Illinois and offers personal banking products and loans to hundreds of thousands of members. Unlike many credit unions, Alliant allows anyone nationwide to join with just a $10 charitable donation to Foster Care to Success. Other eligibility options include:

  • Employees & Retirees of select organizations
  • Relatives of existing Alliant members
  • Members of select organizations
  • Live or work in a Qualifying Community

Alliant offers Checking, Savings, CD and IRA account options. Their free Checking account option has no monthly service fee and no minimum balance requirements. One of the most popular deposit account options with Alliant is their Savings account, which typically earns a top rate (compare Alliant’s rate with other top rates here).

Alliant Credit Union High-Yield Savings Account Earns 1.80% APY

Update History:
09/10/2018: Alliant CU increases High Yield Savings rate from 1.75% APY to 1.80% APY.
08/07/2018: Alliant CU increases High Yield Savings rate from 1.70% APY to 1.75% APY.
07/14/2018: Alliant CU increases High Yield Savings rate from 1.60% APY to 1.70% APY.
06/20/2018: Alliant CU increases High Yield Savings rate from 1.50% APY to 1.60% APY.
05/10/2018: Alliant CU increases High Yield Savings rate from 1.45% APY to 1.50% APY
02/13/2018: Savings rate increases to 1.45% APY
01/31/2018: Savings rate increases to 1.30% APY
12/16/2017: Savings rate increases to 1.25% APY
10/05/2017: Savings rate increases to 1.16% APY
07/14/2017: Savings rate increases to 1.11% APY
04/08/2017: Alliant raises its Savings rate to 1.05% from 1.00% APY
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All of the best Savings accounts in the nation typically earn closer to 2.00% APY, so Alliant doesn’t typically reach the best rates in the market.

  • Current High-Yield Savings Rate: 1.80% APY
  • Available nationwide. Join with a $10 charitable donation if you don’t meet the other eligibility requirements
  • Choose e-statements to waive the $1 Monthly Service Fee
  • Phone support is available 24/7
  • The minimum deposit is $5, but they will pay you a $5 bonus upon account opening
  • Earn the APY rate with an average daily balance of $100 or more
  • There is no maximum balance limit

Compare To These Top Savings Accounts:

Other top Savings accounts you’ll want to compare with include ones from CIT Bank, HSBC Direct and those below (use our Savings/Money Market rates guide for easier comparison). Also, take a look at these Savings Account bonuses as well, including a great offer for the Chase Savings account.

Alliant Credit Union Checking Accounts

Alliant Credit Union also has two popular Checking account options to go along with their Savings account.

  • No monthly service fee or minimum balance requirements
  • Over 80,000 surcharge-free ATMs
  • ATM Rebates up to $20/month for out-of-network ATMs (excludes 1% Visa foreign transaction fee)
  • Free Visa debit card
  • Android Pay™, Apple Pay™ and Samsung Pay™ compatibility
  • Free first box of checks
  • Easy to use online banking and mobile banking apps
  • Courtesy Pay and Overdraft Protection
  • NCUA insured to at least $250,000

  • Current Rate: 0.65% APY
  • Rate 9.3x the national average
  • No monthly service fee or minimum balance requirements
  • Over 80,000 surcharge-free ATMs
  • ATM Rebates up to $20/month for out-of-network ATMs (excludes 1% Visa foreign transaction fee)
  • Easy-to-use online banking and mobile banking app
  • Free Visa debit card that’s Android Pay™,Apple Pay™ and Samsung Pay™ ready
  • Free Visa debit card and first box of checks
  • Award-winning rates
  • Courtesy Pay and Overdraft Protection
  • NCUA insured to at least $250,000

You’ll Also Like These Checking Accounts:

You’ll also want to see the cash promotions from Chase Bank, TD Bank, HSBC Bank, Simple Bank and those below (all bank offers are listed on our Bank Promotions Page).

Alliant Credit Union CD Rates

  • Low minimum deposit of only $1,000 with Jumbo rates starting at $25,000; no maximum.
  • Flexible maturity dates – choose dates from 12 to 60 months
  • Dividends compounded every month and at maturity
  • Deposit is insured up to $250,000 by NCUA
  • Enjoy a better secured loan rate by using your certificate balances as collateral
Update History:
09/10/2018: Alliant CU raises rates on all CD terms.
08/07/2018: Alliant CU raises rates on all CD terms.
07/14/2018: Alliant CU raises rates on all CD terms.
03/29/2018: All CD terms get rate increases
02/13/2018: All CD terms get rate increases
01/31/2018: All CD terms get rate increases
11/02/2017: All CD terms get rate increases
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Term Balance APY
12-17 Months up to $24,999.99 2.45%
12-17 Months Jumbo $25,000 and up 2.50%
18-23 Months up to $24,999.99 2.45%
18-23 Months Jumbo $25,000 and up 2.50%
24-35 Months up to $24,999.99 2.50%
24-35 Months Jumbo $25,000 and up 2.55%
36-47 Months up to $24,999.99 2.55%
36-47 Months Jumbo $25,000 and up 2.60%
48 Months up to $24,999.99 2.60%
48 Months Jumbo $25,000 and up 2.65%
60 Months up to $24,999.99 2.95%
60 Months Jumbo $25,000 and up 3.00%

Compare To CD Accounts From These Banks

All of the best rates can be found at our CD Rates page here. CIT Bank and BBVA Compass tend to have reliably good rates.


Popular Direct Online Savings And CD Account Promotions

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

Find new promotions and offers from Popular Direct for their Savings and CD accounts here.

Popular Direct is a newer internet-only financial institution, with products being offered by Banco Popular North America (BPNA), a U.S. banking subsidiary of Popular, Inc. [NASDAQ: BPOP].

As with other online-only banks, Popular Direct is going to provide Savings and CD rates much more competitive than your traditional banks with local branches.

Popular Direct Savings Account 2.00% APY Offer

Popular Direct Savings Account

Competitive rate with this Savings account

Popular Direct has gained a lot of attention for providing one of the highest Savings rates with their online banking debut.

Update History:
08/04/2018: Popular Direct updates Savings rate to 2.00% APY.
05/24/2018: Popular Direct updates Savings rate to 1.85% APY.
03/07/2018: Savings rate jumps up to 1.65% APY
01/25/2018: Savings rate increases to 1.50% APY
09/26/2017: Savings rate jumps up to 1.40% APY
08/09/2017: Savings rate increases to 1.21% APY from 1.15% APY
12/08/2016: Savings rate has dropped from 1.26% to 1.15% APY
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  • Current Savings Rate: 2.00% APY
  • Minimum deposit is $5,000
  • Application will trigger a Soft Pull, which does not affect your credit
  • Interest is compounded daily and credited to your account monthly on the last day of the month
  • Deposits are FDIC insured
  • You’ll be able to deposit checks using your smartphone with Mobile Deposits
  • There’s a $4 monthly fee if your balance is under $500 on any day within a statement period
  • If your account is closed within 180 days, there will be a $25 early account termination fee
  • You’ll be able to transfer money out of this account using ACH transfer
  • A maximum of 1 external linked bank account is allowed
  • There is a 5 day hold on outgoing ACH transfers
  • If your account is inactive for 12 months, there is a $5 per month inactivity fee
  • There’s an excessive withdrawal fee of $5 for each additional debit exceeding the legal limit of 6 transfers or withdrawals on a statement cycle

Compare With These Top Savings Accounts:

Compare Popular Direct’s Savings account option with top offers on our Savings/Money Market Rates guide. Popular offers include Savings accounts from HSBC Direct (great rate from a big bank), CIT Bank, and Chase Bank (for its bonus offers). Also, see all the best Savings account bonuses here.

Popular Direct CD Account Offers

Popular Direct also offers some good rates on their CD accounts, which are available for 3 month to 5 year terms.

Good rates with Popular Direct

Update History:
09/09/2018: Popular Direct increases rates for 18 Month CD term.
08/11/2018: Popular Direct increases rates for 18 Month CD term.
08/04/2018: Popular Direct increases rates for 1 to 5 Year CD terms.
07/15/2018: Popular Direct increases rates for 1 Year, 18 Month, 2 Year, 3 Year CD terms.
06/26/2018: Popular Direct increases rates for 1 Year, 18 Month, 2 Year CD terms. 
05/24/2018: Popular Direct increases rates for 1 Year, 3 Year, 4 Year and 5 Year CD terms.
04/28/2018: Popular Direct increases rates for 1 Year & 2-5 Year CD terms.
03/07/2018: 5 Year CD gets an increase to 2.75% APY
02/26/2018: 18 Month CD gets rate increase
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  • Minimum balance is $10,000 to earn the APY rate
  • Interest compounds daily
  • Deposits are FDIC insured
  • CD accounts will automatically renew at maturity
APY CD TERM
 0.75% 3 Month
2.05% 6 Month
2.50% 1 Year
2.80% 18 Month
2.95% 2 Year
3.00% 3 Year
3.05% 4 Year
3.25% 5 Year

Compare To CD Accounts From These Banks:

Compare Popular Direct’s CD rates with other top banks using our CD Rates guide here. Popular options include CDs from BBVA Compass, CIT Bank and those below.

More Bank Offers You May Like

We keep all the best bank promotions updated here. Popular offers are available from Chase Bank, TD Bank, HSBC and CIT Bank. 



Check back here for updates on promotions and rate updates from Popular Direct.

Chase College Checking℠ Review: Is This Student Account For You?

By: | Last Updated: | This content is not provided or commissioned by the issuer. Opinions expressed here are author’s alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer’s Affiliate Program. Please visit our Advertiser Disclosure for additional details.

The Chase College CheckingSM account is designed for undergraduate students who are money conscious, have simple financial needs, and prefer to do their banking online. With its ease of use, you can turn your attention to more important matters, like acing a final, claiming an Employee of the Month bonus, and looking good for a hot Tinder date.

Interested? Here’s all you need to know about this account’s features, the good, the bad, and our overall impression.

*See the best Student Checking Accounts compared

Current Chase College CheckingSM Promotions?

Chase is one of the few banks to offer a bonus opportunity for student Checking accounts, and this $100 promotion is a great one. You can either apply directly online or enter your email address on the offer page to receive a personalized $100 coupon to apply in-branch. This $100 bonus offer expires on 01/17/2019.
  • Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account, enroll in paperless statements and complete 10 qualifying transactions within 60 days of account opening.
  • Access to over 16,000 Chase ATMs and 5,100 branches
  • No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24.
  • Deposit checks from virtually anywhere, anytime, just by taking a photo with the Chase Mobile® app.
  • Send and receive money in moments using Chase QuickPay® with Zelle®

APY: N/A

Minimum Balance to Open: $25

Monthly Service Fee: $6

NSF Fee: $34

ATM Surcharge: $2.50 (in US), $5 (outside US)


*See all the current Chase student Checking promotions here and non-student Chase offers here.