Investment Bridge

Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit. This is our recommended Checking account for the added benefits. Full Review
HSBC $750 Checking BonusGet a $750 Welcome Deposit for eligible new customers who open an account with qualifying activities.
Get a $350 Welcome Deposit for eligible new customers who open an account with qualifying activities.
Member FDIC.
Get up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase SavingsSM account, deposit $10,000 or more in new money and maintain a $10,000 balance for 90 days. Full Review
Earn $200 when you open a new Chase Total Business Checking® account, deposit $1,000 in new money within 20 business days of account opening, maintain that balance for 60 days and complete five qualifying transactions within 60 days. Full Review
Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account, enroll in paperless statements and complete 10 qualifying transactions within 60 days of account opening. Full Review
Open a new TD Bank Premier CheckingSM account online to earn a $300 bonus. Or, open a new TD Bank Convenience CheckingSM account online to earn a $150 bonus. Both offers have a direct deposit requirement. Full Review
With the Barclaycard Arrival® Plus World Elite Mastercard® you can earn 60,000 bonus miles after spending $5,000 on purchases in the first 90 days and paying the annual fee. Redeem toward qualified travel purchases and these 60K points will be worth $600. . Full Review
Earn 75,000 miles worth $750 each and every year with the Barclays Arrival® Premier World Elite Mastercard® when you spend at least $25,000 during the year. This card earns unlimited miles at the rate of 2 miles per $1 spent on all purchases. . Full Review
Open an online Money Market Account from CIT Bank (available nationwide) and earn a 1.85% APY rate on all balances. There’s no monthly service charge and the minimum opening deposit is just $100. Full Review
HSBC $750 Checking BonusThe HSBC Direct Savings account is available online, nationwide and is offering 1.80% APY. The minimum balance to earn this APY is just $1. There is no monthly maintenance fee, and you’ll have 24/7 online account access. Member FDIC.
Ally Invest has a promotion where you can earn a cash bonus of $50 to $3500, as well as $500 in commission-free trades for 90 days. Ally Invest is one of the best options for a low-cost stock broker. Full Review
You are here: Home / Banking / Bank Guides / Hard Pull Vs. Soft Pull Data For Opening Top Bank Accounts

Hard Pull Vs. Soft Pull Data For Opening Top Bank Accounts

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Hard Pull Vs. Soft Pull Data

Contents

Hard Pull/Soft Pull data for opening Checking and Savings accounts from banks that offer sign-up promotions can be found below.


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Helpful pages for bank promotions:

Taking advantage of bank promotions and bonuses is a great way to make a little money on the side, but you have to take into consideration how it can affect your credit. This may be important to you if you’ll be applying for a loan in the near future, for example.

What is a Hard Inquiry?

  • These inquiries DO affect your credit score.
  • Can happen when opening Checking/Savings accounts from some banks.
  • Other common situations where this will occur is when you apply for a loan, credit card, or mortgage.
  • They will lower your credit score by a few points and may remain on your credit report for two years.

What is a Soft Inquiry?

  • These inquiries DO NOT affect your credit score.
  • Opening Checking/Savings accounts from some banks will only require a Soft Inquiry.
  • Other situations include background checks and pre-approved credit card offers, for example.
  • Soft inquiries may or may not be recorded in your credit report, depending on the credit bureau.
  • Knowing this, you may want to consider those bank promotions that only do a Soft Inquiry first.
  • *Tip: Many banks will only do a Hard Inquiry when is added to your account, so be sure to opt out of this if you don’t deem it necessary.

Hard Pull Vs. Soft Pull Data For Banks With Promotions

Disclaimer: This information below may change from time to time, so I make no guarantees at the time of your application. This data has been extracted from the experiences of other consumers online from trusted forums and websites when opening accounts for bank promotions.

RELATED ARTICLES: Best money market accounts by category — follow best money market accounts 2017


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Bank/Credit Union Hard or Soft Pull?

1st Mariner Bank

 Soft Pull

1st Source Bank

 Soft Pull

1st United Credit Union

 Soft Pull

3Rivers FCU

 Soft Pull

ACNB

 Soft Pull

Advance Financial Federal Credit Union

 Soft Pull

Alliant Credit Union

 Soft Pull

Ally Bank

 Soft Pull

Amboy Direct

 Soft Pull 

American Express Bluebird

 Soft Pull

American Express Serve

 Soft Pull

American Heritage FCU

 Hard Pull

America’s Credit Union

 Hard Pull

Anchor Bank

 Soft Pull

Andigo Credit Union

 Soft Pull

Arizona Central Credit Union

 Hard Pull

Arizona State Credit Union

 Soft Pull

Arundel Federal Savings Bank

 Soft Pull

Arvest Bank

 Soft Pull

Associated Bank

 Soft Pull

Astoria Bank

 Soft Pull

Avidia Bank

 Soft Pull

BancorpSouth Bank

 Soft Pull

Bank of America

 Soft Pull

Bank of Colorado

 Soft Pull

Bank of Hawaii

 Soft Pull

Bank Of Lee’s Summit

 Soft Pull

Bank Of Maine

 Soft Pull

Bank Of Sun Prairie

 Soft Pull

Bank of Texas

 Soft Pull

Bank of the West

 Soft Pull

Bank & Trust

 Soft Pull

BankDirect

 Soft Pull

BankMutual

 Soft Pull

BankORION

 Soft Pull

BankPlus

 Hard Pull

BB&T

 *Soft (More Hard Pull Reports Lately)

BBVA Compass

 Hard Pull

BECU

 Soft Pull

BethPage Credit Union

 Soft

Blue Hills Bank

 Soft Pull

BMO Harris Bank

 Soft Pull (If Pre-Approved)
Hard Pull (If Not Pre-Approved)

BOK Financial

 Soft Pull

Bridgeview Bank

 Soft Pull

BrightStar Credit Union

 Soft Pull

Bryn Mawr Trust(BMT)

 Soft Pull

Camden National Bank

 Soft Pull

Capital One 360

*Capital One As Well

 Soft Pull

Centennial Bank and Trust

 Soft Pull

Charles Schwab Bank

 Hard Pull

Chartway Credit Union

 Soft Pull

Chase Bank

 Soft Pull

Christian Community Credit Union

 Soft Pull

CIBC USA

 Soft Pull

Cincinnati Federal

 Soft Pull

Citadel Credit Union

 Soft Pull

Citibank

 Soft Pull

Citizens Bank

 Mixed Reviews

City National Bank

 Soft Pull

Clearview Federal CU

 Soft Pull

Columbia Bank

 Soft Pull

Columbia Credit Union

 Soft In-Branch; Hard Online

Commerce Bank

 Soft Pull

Consumers Credit Union

 Hard Pull

Cornerstone Bank

 Hard Pull

Crane Credit Union

 Soft Pull

Credit Union One

 Soft Pull

Dearborn Savings Bank

 Soft Pull

Dedham Savings Bank

 Soft Pull

Destinations Credit Union

 Soft Pull

Deutsche Bank Trust Company Americas

 Soft Pull

Discover Bank

 Soft Pull

Dollar Bank

 Soft Pull

Easthampton Savings Bank

 Soft Pull

Elements Financial

 Soft Pull

Elevations Credit Union

 Soft Pull

ESL Federal Credit Union

 Soft Pull

Fidelity Bank

 Soft Pull

F&M Bank

 Soft Pull

Fifth Third Bank

 Soft Pull

Finn By Chase

 Soft Pull

First Bank And Trust

 Soft Pull

First Bank Financial Centre

 Soft Pull

FirstBank

 Soft Pull

First Citizens Bank & Trust Company

 Hard Pull

First Federal Bank Wisconsin

 Soft Pull

First Mark Credit Union

 Hard Pull

First Merit Bank

 Soft Pull

First National Bank (Utah)

 Soft Pull

First Niagara Bank

 Soft Pull

First Tennessee Bank

 Soft Pull

First Trade Union Bank

 Soft Pull

FirstBank

 Soft Pull

Five Star Bank

 Soft Pull

Florida Community Bank

 Soft Pull

Flushing Bank

 Soft Pull

FOCUS Bank

 Soft Pull

Frost Bank

 Soft Pull

Fulton Bank

 Soft Pull

Great Lakes Credit Union

 Hard Pull

Greater Nevada Credit Union

 Soft Pull

GTE Financial

 Hard Pull

Harborone Bank

 Soft Pull

HomeStreet Bank

 Soft Pull

HSBC Bank USA

 Soft Pull

Huntington Bank

 Soft Pull

Iberiabank

 Soft Pull

IBM Southeast FECU

 Hard Pull

Ideal Credit Union

 Soft Pull

Insight Prepaid & Savings

 Soft Pull

Johnson Bank

 Soft Pull

KeyBank

 Soft Pull

Lake Michigan Credit Union

 Hard Pull

Landmark Credit Union

 Soft Pull

LegacyTexas

 Soft Pull

Level One Bank

 Soft Pull

LGE Community Credit Union

 Soft Pull

Liberty Bank

 Soft Pull

Liberty Bank For Savings

 Soft Pull

Logix Credit Union

 Hard Pull

Lyons National Bank

 Soft Pull

M&T Bank

 Soft Pull

Macatawa Bank

 Soft Pull

Mango Money

 Soft Pull

Marquette Bank

 Soft Pull

MB Financial Bank

 Soft Pull

MemoryBank

 Soft Pull

Middlesex Savings Bank

 Soft Pull

MidFirst Bank

 Soft Pull

Montgomery County EFCU

 Hard Pull

Mountain America Credit Union

 Hard Pull

MountainOne

 Soft Pull

MUFG Union Bank

 Both

My Banking Direct

 Soft Pull

Nationwide Bank

 Soft Pull

Newtown Savings Bank

 Soft Pull

New York Community Bank

 Soft Pull

North Shore Bank

 Soft Pull

Northpointe Bank

 Soft Pull

Northwest Bank

 Soft Pull

Northwest Savings Bank

 Soft Pull

Nutmeg Credit Union

 Hard Pull

NuVision Federal Credit Union

 Soft Pull

Ocean First Bank

 Soft Pull

Old National Bank

 Soft Pull

Old Second Bank

 Soft Pull

OneWest Bank

 Soft Pull

Orange County Credit Union

 Soft Pull

Pelican State Credit Union

 Hard Pull

PenFed

 Hard Pull

PeoplesBank

 Soft Pull

People’s United Bank

 Soft Pull

Peoples Bancorp

 Soft Pull

Pinnacle Bank

 Soft Pull

PNC Bank

 Soft Pull

Popular Community Bank

 Soft Pull

Premier America Credit Union

 Soft Pull

Prosperity Bank

 Soft Pull

Provident Credit Union

 Soft Pull

Radius Bank

 Soft Pull

Regions Bank

 Soft Pull

Reliant Community CU

 Soft Pull

Republic Bank

 Hard Pull

S&T Bank

 Soft Pull

Salem Five Bank

 Hard Pull

Sallie Mae Bank

 Soft Pull

Sandy Spring Bank

 Soft Pull

Santander Bank

 Soft Pull

Scottrade Bank

 Soft Pull (Checking account)
Hard Pull (Brokerage account)

Seacoast Bank

 Soft Pull

Security Service Federal Credit Union

 Soft Pull

Selco Community Credit Union

 Hard Pull

Signature Bank

 Soft Pull

Simple Bank

 Soft Pull

SmartyPig

 Soft Pull

Solvay Bank

 Soft Pull

Spire Credit Union

 Hard Pull

Stanford Federal CU

 Soft Pull

Star One Credit Union

 Soft Pull

Stoneham Bank

 Soft Pull

Sun East Federal Credit Union

 Soft Pull

Sunflower Bank

 Soft Pull

Suntrust

 Soft Pull

Susquehanna Bank

 Soft Pull

Talmer Bank & Trust

 Soft Pull

TCF Bank

 Soft Pull

TD Bank

 Soft Pull

Tech CU

 Soft Pull

Telhio Credit Union

 Hard Pull

Texas Capital Bank

 Soft Pull

Texas Dow Employees Credit Union

 Hard Pull

The Bank Of Canton

 Soft Pull

The Provident Bank

 Soft Pull

TIAA Direct

 Both

Tobyhanna

 Hard Pull

TrustCo Bank

 Soft Pull

U.S. Bank

 Soft Pull

UFB Direct

 Soft Pull

UMB Bank

 Soft Pull

Union Bank and Trust

 Soft Pull

Union Plus Prepaid

 Soft Pull

Unity Bank

 Soft Pull

USAA Federal Savings Bank

 Soft Pull

Valley National Bank

 Soft Pull

Valor Credit Union

 Hard Pull

Vibrant Credit Union

 Hard Pull

Washington Federal

 Soft Pull

Webster Bank

 Soft Pull

Wells Fargo Bank

 Soft Pull

WesBanco

 Soft Pull

Whitney Bank

 Soft Pull


*If you have Soft/Hard Pull data on a promotion offering bank that isn’t listed above, please comment below so that I can update for everyone!


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FEATURED PROMOTIONS

$350 Chase Checking/Savings Bonus$300 Chase Checking Bonus$200 Chase Business Bonus$100 Chase Student Bonus$350 & $750 HSBC Checking Bonuses1.80% APY HSBC Direct Savings$150/$300 TD Bank Checking Bonus60k Bonus Miles Barclays Arrival® Plus25k Bonus Miles Barclays Arrival Premier1.85% APY CIT Bank Money MarketUnlimited $20 Simple Bank Bonuses$3,500 Ally Invest Bonus
Chase Total Checking And Savings $350 Coupon

Get up to $350 when you open a new Chase Total Checking® account with Direct Deposit and/or open a new Chase SavingsSMaccount, deposit $10,000 or more in new money within 20 days of opening the Savings account, and maintain at least a $10,000 balance for 90 days.


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Full Review

*Available Nationwide ()

Enjoy $300 as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit.

Full Review

*Available Nationwide ()

Chase Business Checking $200 Bonus 2

Earn a $200 sign-up bonus for a new Business Checking account with this offer from Chase Bank.

Full Review

*Available Nationwide ()

Chase College Checking Bonus

Earn a $100 sign-up bonus for a new Chase College CheckingSM account with this offer from Chase Bank.

Full Review

*Available Nationwide ()

HSBC BANK Banner 2

Get a $750 Welcome Deposit for eligible new customers who open an account with qualifying activities.

Get a $350 Welcome Deposit for eligible new customers who open an account with qualifying activities.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.

HSBC BANK Banner 2

HSBC is offering 1.80% APY with their HSBC Direct Savings . The minimum balance to earn this APY is just $1. There is no monthly maintenance fee, and you’ll have 24/7 online account access.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.

*Available Nationwide

TD Bank $300 Checking Bonus

Apply online for a new TD Bank Checking account to earn either a $150 bonus or a $300 bonus.

Full Review

*Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT

Barclays Arrival Plus Bonus

Earn 60,000 bonus miles worth $630 with the Barclaycard Arrival® Plus World Elite Mastercard®. 

Full Review

Barclays Arrival Bonus

Earn 25,000 bonus miles worth $250 every year with the Barclays Arrival® Premier World Elite Mastercard®. 

Full Review

CIT Bank Money Market Promotion 2

Open a new CIT Bank Money Market Account (available online nationwide) and get a 1.85% APY rate on all balances.

Full Review

*Available Nationwide

Simple Bank Bonus

Open a free Simple Bank account (available online nationwide) and earn a $20 sign-up bonus. Then, start making unlimited $20 referral bonuses.

Full Review

*Available Nationwide

Ally Invest Offer

Ally Invest has a promotion where you can earn up to a $3,500 cash bonus, as well as $500 in commission-free trades for 90 days.

Full Review

*Available Nationwide

*These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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